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適用限定繼承 苦情姊妹免背父債
2015年08月07日 04:10
中國時報 王己由/台北報導
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現年30、29歲的許姓姊妹,自小父母離異由祖父母撫養,父親20年前亡故,兩姊妹不知父親生前曾替人作保,沒有辦理拋棄繼承,年初妹妹被銀行按月扣薪,才知「繼承」542萬多元的連帶保證債務,經提出債務人異議之訴,台北地院依《民法》「限定繼承」規定,判2人免背父債,銀行得歸還扣走的4萬多薪水。許姓姊妹的父親,20多年前替李姓友人作保,向寶島商銀貸款,李因未清償,銀行提告獲勝訴判決後,因查不到許名下有財產,就聲請債權憑證,寶島商銀後改名為日盛商銀,仍持續追債,直到去年轉向許氏姊妹追債,並查到小妹有薪資收入,就聲請強制執行,按月扣薪1/3,先後扣了4萬1446元薪水。
適用限定繼承 苦情姊妹免背父債 - 中時電子報
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適用限定繼承 苦情姊妹免背父債
2015年08月07日 04:10
中國時報 王己由/台北報導
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現年30、29歲的許姓姊妹,自小父母離異由祖父母撫養,父親20年前亡故,兩姊妹不知父親生前曾替人作保,沒有辦理拋棄繼承,年初妹妹被銀行按月扣薪,才知「繼承」542萬多元的連帶保證債務,經提出債務人異議之訴,台北地院依《民法》「限定繼承」規定,判2人免背父債,銀行得歸還扣走的4萬多薪水。許姓姊妹的父親,20多年前替李姓友人作保,向寶島商銀貸款,李因未清償,銀行提告獲勝訴判決後,因查不到許名下有財產,就聲請債權憑證,寶島商銀後改名為日盛商銀,仍持續追債,直到去年轉向許氏姊妹追債,並查到小妹有薪資收入,就聲請強制執行,按月扣薪1/3,先後扣了4萬1446元薪水。
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她們認為,從小未與父親同住,不知父親生前替人作保,雖未辦理拋棄繼承,但依民法規定,不應背負連帶保證債務,因此向北院提起債務人異議之訴。法官審理認為,許父在銀行提告追債前的1995年過世,2姊妹當時才10歲、9歲,為限制行為能力人,且不知父親行蹤與財產狀況,根本無從辦理拋棄繼承。2人既未繼承遺產,由她們繼續履行父親留下債務本金、利息、違約金,顯失公平,依民法規定,2人沒有繼承遺產,就不須以個人財產負還債責任,判決日盛已在進行的強執執行程序應撤銷,以後也不能拿已取得的債權憑證,執行許姓姊妹的財產,還得歸還已扣走的4萬多元薪水。(中國時報),